Roofing

How Your Roof’s Condition Affects Your Insurance Premiums

December 7, 2020 by TGAR Admin

A home insurance policy is a good asset to have, providing you with security should your property sustain damage for whatever reason. However, to keep up with your home’s insurance coverage, you need to pay premiums, and according to experts, just how much you have to pay can depend on your roof’s current condition.

How Your Roof’s Condition Affects Your Home’s Insurance Premiums

According to roof replacement pros, the state of your roofing system can easily affect the premiums of your home’s insurance policy. In fact, a new roofing system is said to typically see a reduced premium while older roofs will see an increase in their monthly fees. Apart from that, if your roof is too old and your insurance provider notices, they may even decide to drop your policy entirely. This is because newer roofs are better protected against the elements while older ones face a greater risk of sustaining damage. As such, it’s best that you keep your roof well-maintained and have it replaced if necessary.

For assistance in maintaining your home’s roofing system, don’t hesitate to turn to the residential and commercial roofing pros of The Great American Roofing Company.

Other Factors That Affect Your Home’s Insurance Coverage

Of course, your roof isn’t the only thing that affects your home’s insurance premium. For example, how near your home is to a fire department can easily reduce or increase your insurance premiums; a house that’s located near a fire department can see a reduction in their fees as there is a place nearby that can put out any fires that break out much quicker. Other than that, the overall age of your home as well as having a pool or hot tub can also affect your insurance premiums.

Is your home suffering from a roof leak? Simply turn to The Great American Roofing Company, the leading professionals to turn to when it comes to residential and commercial roofing services. Give us a call at (201) 825-2955 or fill out our contact form to request a free quote.

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Kathy Farley 2 months ago

Great roofing company to work with. Not only does the roof look great but they were on time day of scheduled roofing, kept me apprised of milestones, very easy to communicate with (from sales through completion) and top notch site cleanup.

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Alice Bausewein 3 months ago

Very professional company. Great work, clean up after the job. Highly recommend for work done at your home.

tamara hammer 4 months ago

Great experience! Highly recommend!

William Daly 4 months ago

Everything went perfectly from speaking with Ryan the salesman who was very professional to Steven and his crew who got the job done in a timely and professional manner also. I would highly recommend great American roofing

Galina 4 months ago

Thank you GARC for an amazing work!
The great company, indeed!
Would recommend to everyone who are planning to replace the roof.

steve Karow 4 months ago

When having to replace the roof on your home it can be a very upsetting process due to the extensive cost involved. We are 100% sure we made the right choice going with GARC.
We had seen at least 3 other roofing companies and only Ryan was interested in going into my attic to see how the structure of the home was and make sure there were no issues from the inside out.
He then explained the issues we were having and what GARC would do to fix these with their new roof system.

When we met with the other roof companies we felt they would replace the roof but were not comfortable with them.

Pricing was definitely and issue and when we weighed all we did not go with the cheapest nor the most expensive. GARC was very competitive and with their warranty we felt that was most important for the future.

Stephen and his crew finished our job in one day when we were told at least 2. They worked from dawn to dusk to get our job done.

A week later and we had 3” of rain fall. The home was perfectly protected and no issues.

GARC is a family run business and not a large conglomerate. They are extremely accommodating and friendly to work with.

I cannot recommend them more if you are looking to replace your roof.

Thom Herron 5 months ago

I highly recommend Great American Roofing for any of your roofing needs. Very professional and clean. The estimate process went very smoothly and Ryan walked me patiently through all the details. Steven was a great on-site Forman, kept the team on track and did an excellent job at completing the job on time and on budget. Thanks GARC! A job well done.

Stephanie Smith 7 months ago

I can’t say enough good things about The Great American Roofing Company. We now have a beautiful new roof, and we couldn’t be happier.
Larry, the owner, Ryan, the operations manager, Andrea, the office manager, and Stephen, the head foreman were all great to work with. They were knowledgeable, professional, honest, friendly, and helpful. No pressure, and no requests or questions were left unanswered. What could have been a painful and stressful experience, turned out to be a smooth and easy process.Their expertise and friendliness added to the overall positive atmosphere. And to top it off, the roof replacement cleanup was perfect. Larry and his team went above and beyond to ensure a seamless and satisfying experience.
So all in all, excellent customer service and quality craftsmanship. We highly recommend GARC to everyone.

Cailyn Lynn 7 months ago

Summary:
Highly recommend, especially for a newer homeowner who is still learning like us. They are a company you can trust to do a great job for a fair price.

Details:
After meeting with 3 other companies in the area, we ultimately chose GARC based on its Master Elite GAF status. We have a friend in commercial roofing who told us how distinguished and important it is. They unquestionably live up to the hype.

Ryan was our salesperson - he came to the house at our convenience. He thoroughly explained the entire process, let us touch the materials and ask questions. We were given a very reasonable quote (based on calculations our friend did for us ahead of time) to replace our home and carport roof with the highest standard shingle as well as replace all of our gutters and downspouts including leaf guards.

Andrea helped schedule us for installation and was understanding and accommodating when we had to reschedule. There was a 2-week lead time. They took care of all the permits for the dumpster, etc. (which the town made very difficult for them - definitely went above and beyond on this front).

Steven was our project manager and he came with a large team at 7am on our scheduled day. They worked hard all day long, finishing the project about 4:30pm just as daylight began fading. They were respectful of our property and landscaping, cleaned up after themselves thoroughly, and were courteous.

Roof looks great and we are very happy.

How Your Roof’s Condition Affects Your Insurance Premiums

How Your Roof’s Condition Affects Your Home’s Insurance Premiums

Other Factors That Affect Your Home’s Insurance Coverage

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